Advice Process

Our Philiosophy

‘Client First’

Our ‘Client First’ approach puts you at the centre of our decisions. We base everything we do on what you want, need and expect.

Your goals are what drive you to invest. They’re your future and we’re here to help you get there. We’ve designed our very own Wealth Strategy Fund Range, where we appoint, work with and oversee some of the best managers in the world.

The Heritage Wealth Advisory 4-Stage Process

Understanding your situation Analysis and design of strategy Presentation of recommendations Ongoing service and information

Understanding your situation

Before we can recommend any financial strategies we need to understand you’re your situation. We do this through our robust fact finding process which we do at our first meeting.

We look at various aspects of your personal and financial circumstances, while taking in to account your existing assets and resources.
We will then discuss your financial goals and aspirations as well as getting an indication of your appetite risk.

Analysis and design of strategy

After we have fully understood your situation and desired goals, we will analyse this information.

We break down your existing assets and look at how they are performing against your set objectives.

In designing a bespoke financial plan we take in to account your goals, aspirations, and attitude to risk.

Once this is done we design a strategy using the appropriate investment/ protection options available to us on the market. We will also take in to account your tax situation making sure we use appropriate tax wrappers available to us.

Presentation of recommendation

We will present our recommendations in clear and simple terms.
We will also give you a written report of our recommendations for you to keep.
Part of our philosophy is that we want to educate our clients so they can take more control of their financial goals.

Ongoing service and information

As a client of Heritage we want you to follow through on all financial strategies that we put in place.

Any changes to your personal or financial circumstances can be implemented in a timely manner once we have reviewed your situation.

You will have access to your own clientsite which allows you to secure message our advisors and obtain real-time valuations 24/7.

You will also have an annual face to face review.